Technology and Social Media in the 21st Century - 883 Words

In the 21st century social media and technology are enormous parts of every ones everyday lives, especially teenagers 13-17. Teens also believe that under the freedom of speech amendment that they can say anything they want to. Under this belief teens say a lot of regrettable things on networks like Twitter and Facebook. Teens may say something that hurts ones feelings, but administrators at schools are impatient and are quick to label someone as a bully, or someone who hurts someone and causes long lasting pain to someone, because they believe the victim may be scarred when really the victim isn’t. My essential question is: are ant bullying strategies used by schools successful? No, schools are quick to punish and may end up possibly ruining a teens future by putting bullying on a teens transcript. Schools need to be more patient, and need to find the source of the incident and talk to both parties. A very helpful source I found was â€Å"Overusing the bully label† by Susan Eva Porter. Her thesis states that schools overuse the word bully, and once society hears the word bully, everyone treats them differently. She says since the Columbine massacre in 1999 the media came to the conclusion that the two shooters had been bullied. Since that incident our nation has adopted a zero tolerance policy for bullying, when really the term bully is so broadly used now, that what used to be normal, yet painful aspects of childhood growth and development have fallen under the newShow MoreRelatedCurrent Force That Impact Curriculum Design And Program1207 Words   |  5 Pagesimpact curriculum design and program in the 21st century education, and developing an internationally-minded learner in a globalized era. Technology is manoeuvred into our everyday life, and it is evolving rapidly which urge educators to redefine the students’ potentials, and learning to know will never be the same. Technology calls for a change in learning and teaching for the 21st century education. The vast change and innovation of new technologies offer change in people’s understandingRead MoreThe Ethics Of The Florida Bar1716 Words   |  7 Pagesblurred between what the best interests of the client and what is in the best interest of the attorney. As technology develops in the 21st century, attorneys have used many instances of marketing their brand unethically. Through emails of attorneys threaten judges or other attorneys, using tactics to delve in trust accounts, violating attorney-client privilege all by the use of new technology. Moreover, professional responsibility for lawyers can deal with commingling of funds which is the act ofRead MoreThe Evolution Of Technology In The 21st Century881 Words   |  4 PagesToday, in the 21st century technology is all around. Walking down the street, people from the age of 9 to 90 is on some type of technology. It has gotten to the point that everything purchasable today has technology built into it. That was not the case in the 19th century. Back then technology was scarce. Everyday scientist create new and improved ways to benefit lives with the use of technology. The evolution of technology is remarkable when looked at from a far. Society now a day is all aboutRead MoreTeacher s Role Of 21st Century : Personal Debate - Module / Week 51385 Words   |  6 PagesTeacher’s Role in 21st Century: Personal Debate - Module/Week 5 The purpose of this paper is to fulfill the assignment objectives by clarifying the characteristics of a 21st century teacher, and considering them against the characteristics of the â€Å"traditional† teacher. The writing will the work to evaluate whether the role of teachers in the 21st century is changing and if so, whether â€Å"traditional† teachers versus those considered to be equipped with 21st century skills are going to be more or lessRead MoreTeaching And Learning Of The 21st Century1098 Words   |  5 Pages Teaching and learning in the 21st century Introduction Things are changing in this modern society at an epidemic rate. The world is starting to become much more interconnected and technology is constantly changing the world. We now live in an increasingly different, globalized, and complicated media saturated culture. So this Technological overthrow will have a greater change in education. Our students are facing many difficulties like increased population, climate changeRead MoreInstructional Planning For Learner Development Essay1313 Words   |  6 PagesInstructional Planning for Learner Development constitute the primary (PLO). This skill requires teachers to â€Å"design appropriate and challenging learning experiences informed by analysis of how learners develop individually across the cognitive, linguistic, social, emotional, and physical patterns to promote student learning and growth†(PLO 2014). Knowledge has no limit and life is a learning process. Thus, every teacher remains an advanced student. As a result, for a teac her to be effective in his classroomRead MoreClassroom Is Not The Classroom Of Yesterday1050 Words   |  5 Pagesclassroom of yesterday. We are accountable so much more to the learning needs of our students. The use of technology in the classroom is changing the way in which we teach our students. We have a responsibility to prepare students for the demands of an ever-changing world, through facilitating learning in a technology rich environment, where students and teachers don’t just learn about technology, they use it to achieve powerful learning and teaching and improve student learning outcomes. The challengeRead MoreImplementing The President s Task Force On 21st Century Policing Essay1749 Words   |  7 Pagesthe President s Task Force on 21st Century Policing. The Task Force Members sought expertise from stakeholders and input from the public through Listening Sessions, teleconferences and written comments as they worked to identify best practices and make recommen dations to the President. The Task Force submitted an initial report to the President on March 2, 2015 and released the final report on May 18, 2015 (Final report of the resident’s task force on 21st century policing, 2015). Society in generalRead MoreThe Impact Of Social Media On American Elections977 Words   |  4 PagesThe Impact of Social Media on American Elections and the importance of 21st century media outlets Facebook, Twitter, Instagram, and other social media websites have affected American elections in many forms. Candidates are now turning their attention to the people on social networks Murse (2015). They re trying to draw more people like Millennials because they use more technology. These applicants are trying to step up and make a huge difference from the election of 2008. While in the runningRead MoreMedia Effect On Public Opinion Essay1527 Words   |  7 PagesMedia has been able to control and influence opinions of the public through news stories within the last 80 years through the development of framing. Framing is when a story or piece of news is portrayed in a certain way that is meant to control the audience’s opinion and attitude, to agree one way or the other that the media wants them to. The technique of framing can be seen as a controlling technique of journalism writing to sway or trick the audience to base their own opinion on what is being

A Short Note On Gene Regulation And Expression - 2403 Words

BS31006 – Gene Regulation Expression – Dr. Armel Nicolas Genome engineering using the CRISPR-Cas9 system Matei Agavriloaei - 120004682 24/11/2014 ABSTRACT: Modified nucleases have been used for years in order to achieve successful genome editing and are nowadays an almost universally-used method. RNA-guided nucleases (such as Cas9) with easily changeable characteristics have been generated in great numbers especially since the emergence of clustered regularly interspaced short palindromic repeats (CRISPR). This represents the most modern tool that can be used by scientists for genome editing. This technology can bring a broad range of medical benefits and advancements (1). CRISPR-Cas systems: CRISPRs are DNA loci that include†¦show more content†¦Figure 1: Overview of the CRISPR-Cas system – it shows the adaptive immunity with the use of viral DNA (3); Cas genes code for proteins related to CRISPRs. This association is a prokaryotic immune system. CRISPR spacers recognize and cut the foreign DNA material, just as RNAi does in eukaryotic organisms (2). In 2013, this system started being used (and is still widely used today) for adding and changing sequences of targeted genes (4), process also known as genome editing. The genome can be cut any location by guiding properly RNAs into a cell and also delivering Cas9 protein. In theory, it could be possible to build RNA-guided gene drives with the use of CRISPR to alter the genetic code of entire populations (5). CRISPR-RNA (crRNA) and Cas proteins come together and form CRISPR-ribonucleic proteins (crRNPs) for appropriate targeting and cleaving of the foreign nucleic acid (3). Due to the accelerate evolution of the immune system, the CRISPR-Cas systems are highly diverse and have been catalogued into three main types, each of them having a specific Cas protein. Type I and III and related and contain Cas3 nuclease-helicase and Cas10 (a protein with an unknown function) respectively. Type II is phylogenetically different and is represented by the Cas9 nuclease. Type II has three different subunits (A, B and C) and their crRNPs are all known as Cas9 complexes. They are restricted only to bacteria, not being in present in archaea as well (3).

Data Case Free Essays

Group Project Berk DeMarzo Data Case chapter 10 1. Collect price information for each stock from Yahoo! Finance Professor has provided it for us. The specific data of question 2-4 is in the appendix. We will write a custom essay sample on Data Case or any similar topic only for you Order Now We only include the functions and simple answers below every question. 2. Return=(P2-P1)/P1 3. mean monthly returns, standard deviations for the monthly returns and annual statistics Ticker| AAPL| ADM| BA| C| CAT| DE| HSY| MOT| PG| SIRI| WMT| YHOO| Mean| 8. 39%| 3. 70%| 2. 68%| -0. 26%| 2. 87%| 3. 40%| 0. 43%| 0. 48%| 1. 25%| 3. 34%| 0. 69%| 2. 22%| SD| 0. 1584| 0. 1050| 0. 0697| 0. 0709| 0. 0742| 0. 0867| 0. 0491| 0. 934| 0. 0455| 0. 1963| 0. 0477| 0. 1299| Annual Mean| 1. 0068| 0. 4444| 0. 3215| -0. 0315| 0. 3444| 0. 4077| 0. 0519| 0. 0576| 0. 1505| 0. 4010| 0. 0827| 0. 2660| Annual SD| 0. 5489| 0. 3638| 0. 2414| 0. 2457| 0. 2569| 0. 3002| 0. 1702| 0. 3236| 0. 1577| 0. 6800| 0. 1654| 0. 4499| 4. Monthly return to an equally weighted portfolio of these 12 stocks. The mean and standard deviation of monthly returns for the equally weighted portfolio. | Mean| Mean| 0. 0389| Standard Deviation| 0. 0925| Annual Mean| 0. 4671| Annual SD| 0. 3204| 5. Standard deviation (volatility) on the x-axis and average return on the y-axis Solution: 6. What do you notice about the volatilities of the individual stocks, compared to the volatility of the equally weighted portfolio? Solution: The volatilities of the individual stocks are mostly bigger than the volatility of the equally weighted portfolio that implies the portfolio tends to have more stability and less risk than the individual stocks themselves. Appendix Date| AAPL return| ADM return| BA return| C return| CAT return| DE return| HSY return| MOT return| PG return| SIRI return| WMT return| YHOO return| Mean| Apr-03| 26. 30| 8. 63| 13. 06| 5. 02| -0. 88| -0. 82| 9. 48| 7. 79| 2. 19| 116. 22| -6. 57| 20. 42| 16. 4| May-03| 6. 12| 7. 49| 11. 92| 4. 35| 6. 74| 5. 17| -2. 03| 11. 19| -2. 87| 5. 62| 2. 17| 9. 58| 5. 45| Jun-03| 10. 60| 2. 06| -3. 50| 5. 47| 21. 96| 11. 07| 4. 52| -4. 20| -0. 96| 5. 33| 4. 17| -4. 83| 4. 31| Jul-03| 7. 31| 6. 07| 13. 45| -3. 23| 6. 45| 11. 29| -3. 46| 18. 75| -0. 65| -5. 62| 5. 85| 7. 26| 5. 29| Aug-03| -8. 40| -5. 48| -8. 18| 4. 98| -4. 16| -5. 25| 3. 98| 11. 76| 6. 32| 8. 33| -5. 62| 5. 99| 0. 36| Sep-03| 10. 42| 9. 41| 12. 12| 4. 94| 6. 96| 13. 69| 6. 09| 13. 23| 6. 42| 29. 12| 5. 71| 23. 52| 11. 80| Oct-03| -8. 65| 0. 00| 0. 18| -0. 78| 3. 77| 1. 00| 1. 29| 3. 81| -2. 10| -11. 49| -5. 61| -1. 60| -1. 8| Nov-03| 2. 30| 6. 53| 9. 79| 3. 21| 9. 18| 6. 62| -0. 92| 0. 00| 3. 78| 51. 92| -4. 49| 4. 70| 7. 72| Dec-03| 5. 52| 2. 88| -0. 94| 2. 76| -5. 46| -3. 77| -1. 92| 18. 41| 1. 67| -14. 56| 1. 50| 4. 35| 0. 87| Jan-04| 6. 03| 10. 37| 4. 28| 1. 59| -3. 05| 2. 60| 10. 30| 11. 30| 1. 42| 8. 89| 10. 60| -5. 62| 4. 89| Feb-04| 13. 04| -1. 97| -5. 30| 2. 86| 4. 39| 8. 37| -0. 06| -4. 40| 2. 31| 15. 65| 0. 44| 9. 34| 3. 72| Mar-04| -4. 66| 4. 08| 3. 95| -6. 20| -1. 25| -1. 83| 7. 29| 3. 72| 1. 35| -2. 94| -4. 50| 4. 21| 0. 27| Apr-04| 8. 84| -4. 85| 7. 79| -3. 45| -3. 05| -3. 46| 0. 26| 8. 28| 1. 93| -9. 09| -2. 01| 21. 38| 1. 8| May-04| 15. 97| 0. 92| 11. 54| 0. 13| 5. 42| 7. 21| 4. 30| -7. 47| 0. 97| 2. 67| -5. 78| 18. 72| 4. 5 5| Jun-04| -0. 61| -8. 04| -0. 66| -4. 30| -7. 01| -10. 44| 4. 69| -12. 76| -3. 75| -18. 51| 0. 95| -15. 38| -6. 32| Jul-04| 6. 68| 3. 95| 3. 32| 5. 64| -1. 08| 0. 70| 0. 14| 1. 42| 7. 31| -7. 57| -0. 39| -7. 44| 1. 06| Aug-04| 12. 35| 6. 37| -1. 16| -5. 29| 10. 65| 2. 52| -3. 25| 11. 99| -3. 31| 37. 93| 0. 99| 18. 94| 7. 39| Sep-04| 35. 19| 14. 02| -3. 33| 1. 51| 0. 62| -7. 41| 8. 50| -4. 34| -4. 98| 21. 88| 1. 37| 6. 72| 5. 81| Oct-04| 27. 98| 9. 89| 7. 77| 0. 86| 13. 69| 19. 98| 2. 63| 11. 61| 4. 50| 70. 00| -3. 46| 3. 5| 14. 12| Nov-04| -3. 97| 5. 24| -3. 35| 7. 65| 6. 51| 4. 12| 7. 24| -0. 06| 2. 98| 14. 93| 1. 71| 0. 16| 3. 60| Dec-04| 19. 41| 8. 46| -2. 28| 1. 81| -8. 22| -6. 67| 5. 30| -8. 50| -2. 92| -13. 12| -0. 78| -6. 56| -1. 17| Jan-05| 16. 67| -0. 09| 9. 15| -1. 85| 6. 66| 2. 40| 8. 10| -0. 47| -0. 27| -15. 86| -1. 51| -8. 35| 1. 22| Feb-05| -7. 11| 2. 01| 6. 35| -5. 82| -3. 79| -5. 16| -4. 03| -4. 19| -0. 17| 0. 90| -2. 62| 5. 05| -1. 55| Mar-05| -13. 46| -26. 80| 1. 82| 5. 49| -3. 27| -6. 84| 5. 69| 2. 47| 2. 70| -15. 30| -5. 93| 1. 77| -4. 31| Apr-05| 10. 26| 10. 81| 7. 80| 0. 30| 6. 89| 5. 77| 0. 81| 13. 29| 1. 85| 26. 26| 0. 0| 7. 83| 7. 70| May-05| -7. 42| 7. 71| 3. 28| -1. 85| 1. 28| -0. 53| -3. 28| 5. 35| -4. 36| 7. 82| 2. 05| -6. 85| 0. 27| Jun-05| 15. 87| 7. 31| 0. 02| -4. 98| 13. 64| 12. 29| 2. 84| 15. 98| 6. 01| 5. 25| 2. 39| -3. 78| 6. 07| Jul-05| 9. 94| -1. 49| 1. 91| 0. 62| 2. 93| -11. 09| -7. 10| 3. 28| -0. 26| 0. 88| -8. 62| -0. 06| -0. 76| Aug-05| 14. 33| 9. 56| 1. 39| 4. 01| 5. 88| -5. 92| -4. 72| 0. 87| 7. 16| -4. 94| -2. 53| 1. 56| 2. 22| Sep-05| 7. 42| -1. 17| -4. 87| 0. 56| -10. 09| -0. 85| 0. 94| 0. 57| -5. 36| -4. 74| 7. 96| 9. 25| -0. 03| Oct-05| 17. 76| -2. 93| 5. 88| 7. 09| 9. 87| 14. 30| -4. 16| 8. 74| 2. 14| 14. 77| 2. 5| 8. 82| 7. 08| Nov-05| 6. 00| 4. 59| 3. 02| -0. 05| -0. 02| -1. 25| 1. 89| -6. 07| 1. 21| -6. 29| -3. 34| -2. 61| -0. 24| Dec-05| 5. 04| 27. 73| -2. 76| -4. 01| 18. 01| 5. 37| -7. 33| 0. 51| 2. 82| - 15. 37| -1. 46| -12. 25| 1. 36| Jan-06| -9. 30| 1. 05| 6. 86| 0. 62| 7. 63| 6. 30| 0. 37| -5. 74| 1. 18| -9. 88| -1. 65| -6. 75| -0. 78| Feb-06| -8. 42| 6. 07| 7. 22| 1. 84| -1. 74| 4. 15| 2. 11| 7. 26| -3. 84| -0. 78| 4. 55| 0. 62| 1. 59| Mar-06| 12. 23| 7. 99| 7. 08| 6. 85| 5. 80| 11. 05| 2. 13| -6. 82| 1. 58| -7. 69| -4. 69| 1. 61| 3. 09| Apr-06| -15. 09| 14. 65| 0. 10| -1. 29| -3. 68| -2. 49| 7. 16| -1. 23| -6. 81| -3. 85| 7. 8| -3. 63| -0. 68| May-06| -4. 18| -0. 69| -1. 62| -2. 13| 2. 10| -1. 98| -3. 22| -4. 22| 2. 49| 5. 56| -0. 57| 4. 46| -0. 33| Jun-06| 18. 67| 6. 57| -5. 48| 0. 12| -4. 44| -13. 09| -0. 18| 12. 97| 1. 65| -11. 58| -7. 63| -17. 76| -1. 68| Jul-06| -0. 16| -6. 19| -2. 88| 3. 20| -6. 37| 7. 63| -1. 35| 2. 71| 10. 14| -2. 86| 0. 88| 6. 23| 0. 92| Aug-06| 13. 46| -7. 98| 5. 28| 0. 63| -0. 83| 7. 94| -0. 94| 7. 16| 0. 14| -3. 92| 10. 29| -12. 31| 1. 58| Sep-06| 5. 33| 1. 61| 1. 28| 0. 99| -7. 33| 1. 47| -1. 03| -7. 76| 2. 78| -2. 30| -0. 09| 4. 19| -0. 07| Oct-06 | 13. 05| -8. 57| 11. 25| -0. 16| 2. 18| 12. 75| 0. 64| -3. 85| -0. 5| 11. 23| -6. 46| 2. 54| 2. 80| Nov-06| -7. 44| -8. 95| 0. 35| 12. 31| -1. 14| -0. 51| -5. 99| -7. 06| 2. 37| -16. 90| 0. 55| -5. 44| -3. 15| Dec-06| 1. 05| 0. 13| 0. 80| -1. 01| 5. 00| 5. 48| 2. 48| -3. 44| 1. 41| 4. 24| 3. 26| 10. 85| 2. 52| Jan-07| -1. 31| 7. 68| -2. 19| -7. 72| 0. 56| 7. 98| 4. 18| -6. 71| -2. 13| -1. 08| 1. 30| 9. 01| 0. 80| Feb-07| 9. 81| 6. 86| 1. 90| 1. 91| 4. 03| 0. 74| 3. 31| -4. 33| -0. 51| -12. 33| -2. 36| 1. 39| 0. 87| Mar-07| 7. 42| 5. 45| 4. 61| 4. 44| 8. 82| 0. 70| 0. 56| -1. 94| 2. 51| -7. 50| 2. 08| -10. 39| 1. 40| Apr-07| 21. 43| -9. 17| 8. 56| 2. 66| 8. 21| 10. 13| -3. 61| 4. 97| -1. 1| -1. 01| -0. 22| 2. 35| 3. 58| May-07| 0. 70| -5. 57| -4. 41| -5. 87| -0. 36| 0. 58| -3. 95| -2. 40| -3. 71| 3. 07| 1. 08| -5. 47| -2. 19| Jun-07| 7. 96| 1. 55| 7. 56| -9. 22| 1. 06| -0. 26| -8. 94| -4. 04| 1. 66| -0. 33| -4. 49| -14. 30| -1. 82| Jul-07| 5. 10| 0. 65| -6. 19| 1. 84| -3. 84| 12. 99 | 1. 53| -0. 24| 5. 58| -1. 33| -4. 57| -2. 24| 0. 77| Aug-07| 10. 82| -1. 85| 8. 57| -0. 43| 3. 51| 9. 47| -0. 19| 9. 65| 7. 70| 17. 51| 0. 05| 18. 08| 6. 91| Sep-07| 23. 77| 8. 18| -6. 10| -10. 22| -4. 42| 4. 36| -7. 12| 1. 39| -0. 68| -3. 72| 3. 57| 15. 87| 2. 07| Oct-07| -4. 07| 1. 89| -5. 80| -19. 49| -3. 63| 10. 91| -6. 1| -15. 00| 6. 44| 13. 99| 5. 95| -13. 79| -2. 44| Nov-07| 8. 70| 27. 73| -5. 48| -11. 59| 0. 91| 8. 70| -1. 28| 0. 78| -0. 77| -20. 89| -0. 33| -13. 24| -0. 56| Dec-07| -31. 66| -5. 27| -4. 90| -3. 20| -1. 61| -5. 97| -8. 19| -28. 29| -10. 46| 5. 61| 6. 75| -17. 54| -8. 73| Jan-08| -7. 64| 2. 85| 0. 03| -15. 85| 1. 89| -2. 69| 3. 34| -13. 33| 1. 17| -11. 25| -2. 26| 44. 84| 0. 09| Feb-08| 14. 78| -8. 73| -10. 17| -9. 66| 8. 24| -5. 30| 1. 60| -6. 30| 5. 87| 0. 70| 6. 74| 4. 14| 0. 16| Mar-08| 21. 22| 7. 06| 14. 10| 17. 97| 5. 06| 4. 51| -0. 79| 7. 16| -3. 76| -10. 14| 10. 06| -5. 25| 5. 60| Apr-08| | | | | | | | | | | | | | Mean| 6. 16| 2. 80| 2. 23| -0. 22| 2. 26| 2. 65| 0. 50| 1. 05| 0. 91| 3. 86| 0. 26| 1. 94| 0. 0203 | Standard Deviation| 0. 118500359| 0. 084954962| 0. 061336785| 0. 061929002| 0. 064312603| 0. 070978888| 0. 046175086| 0. 088335566| 0. 038977677| 0. 220687247| 0. 045999568| 0. 114508009| 0. 0437 | Annual Mean| 0. 7386| 0. 33654| 0. 26758| -0. 02684| 0. 27156| 0. 31746| 0. 05988| 0. 12642| 0. 10964| 0. 46308| 0. 03112| 0. 23252| 0. 2440 | Annual SD| 0. 410497285| 0. 294292621| 0. 212476856| 0. 214528357| 0. 222785393| 0. 24587808| 0. 159955189| 0. 306003375| 0. 135022634| 0. 764483048| 0. 159347179| 0. 39666738| 0. 1514 | How to cite Data Case, Essay examples

Analysis of the Global Economic Crisis

Question: Describe aboutthe global financial crisis. Answer: Introduction In 2008 the world faced an unprecedented crisis in financial systems. It was called the global financial crisis that led to financial systems imploding. The tax politico-economic paradigms shifted with big economies like the United States, china and japan being among the worst hit. Nepal was not left out of the equation either; it faced a period of financial crisis in its banks, high unemployment rate and slow economic growth rate(Berlatsky, 2010). Banks and insurance companies began to suffer serious losses, while their assets and other valuables began to fall free. Many money markets witnessed heavy losses with market instruments depreciating to all-time lows. Nepals money market came almost to a halt. What was initially thought to be isolated cases of collapse of banks became the norm throughout the world. A period of uncertainty had engulfed the world into a gloom with the same principle of capitalism being put into question. Governments had to react fast and strategically in order to revive the ailing financial sector. Previous growth seen between 2003-2007 had come into a sudden halt and even the Nepal had been shaken. Analysis of the Global Economic Crisis in Nepal and the World Although the financial and economic crisis is a complex process with multiple factors that have influenced its origin and development, essentially this process was generated by the imbalance between the real economy and virtual economy.The genesis of the problem is in the United States, which for years has enjoyed - in their capacity as political and financial superpower - huge advantages to access public and private credit to finance operations of its government and its citizens consumption.(Berlatsky, 2010) As a result, the US economy had become an economy of excess and irresponsibility, with consumers living far above their actual capabilities and resources, thanks to unrestricted access to credit. Nepal was going on the same route of unrestricted credit while other countries like UK had taken off.It was thus an economic boom based not on the actual production of wealth but on mere speculation and not on responsible investment but careless bet was built, and where expectations for higher profits, unreasonable and unjustified, ended up spreading and getting drunk to everybody. Examples of Financial crisis that affected global financial crisis The speculative bubble fueled by cheap credit was reflected in the diverse markets: prices of raw materials - minerals, oil, food - rose greatly in recent years driven by blind faith that the demand for these products continue to grow indefinitely , as shares of companies and banks grew exorbitantly with the illusion of infinite profits. The same happened with the US market real estate loans, just when the bubble began to burst(Claessens and Horen, n.d.). Access to mortgage credit became so easy that millions of families embarked on buying houses, which led in turn to rising housing prices especially in the united states and Europe. And when borrowers began to default on their payments, these banks found they had a huge amount of mortgages whose real value was falling apart: they had made loans that they could not recover, but still had the same obligations to its depositors and investors. And a reaction was initiated chain where these risky investments in assets of dubious value have generated huge losses for its shareholders and in turn, the falling value of its shares has sparked panic in the financial and credit markets around the world - including Nepal. This article analyzes the reasons for the global financial crisis while also having a perspective on politico-economic responses by various governments launched to remedy the situation and the course impact. But with continued assets restructuring and multiple sales risk transfer it came a situation when it became impossible to ascertain the actual risk level of each of the titles. In this regard the rating agencies, despite not recognize, were unable to fulfill their task. Inability of financial institutions to self regulate while keeping the government of their regulatory frameworks, with long stable periods that encourage excesses and Manias(Kawai, Lamberte and Pak, 2012). The international financial system was inherently so that, according to economists, you cannot escape periodic financial crises, with consequences more devastating. The UK and Spain are among the countries Thus, pragmatism seems to have overcome ideology, negotiation has worked and have finished adopting coherent plans in almost all advanced countries, plans that meet both the need to recapitalize the banking system partially nationalizing the banking and secure loans interbank. In this sense both the approval of the US plan, which was only accepted by Congress after the introduction of important amendments-as subsequent clarifications Treasury finally accept temporarily nationalize part of banking Finally, the global financial crisis was a period when the European economic block led by UK, France and Germany to stamp world financial authority while introducing the euro as the currency for trade after the dollar. Reforms Creating and developing systems to tackle the crisis. This was aimed at meeting the increasing appetite for funds by countries worst hit by the crisis globally while stabilizing the economic and financial sectors of the world. The united states was at the fore front of the reforms. the IMF increased its resources for lending significantly since the onset of the global crisis. Increase in credit to the crisis. The IMF reorganized its lending framework to adapt it to the needs of countries and greater emphasis on crisis prevention, and simplified the program conditionality. Since the beginning of the crisis, the IMF has committed more than $ 700,000 million in financing for member countries.(Scott, 2009)Assistance to the poorest in the world. Concessionally lending reforms were undertaken by the IMF and the policies were geared to engaging the low-income and poor economies in lending and to protect them from more economic downfall. Analysis and policy advice of the IMF more focused. The IMF provided risk analysis and provided policy advice to member countries to help them overcome the challenges and the effects of contagion arising from the global economic crisis. He also undertook major initiatives to strengthen supervision and adapt to a globalized and interconnected world, taking into account lessons learned from the crisis. Reform corporate structure of governance of the IMF to include other economies. Creating a firewall against the crisis The increase in available resources of financing to the IMF in support of countries that are members was a key elements of engagements aimed at overcoming the global financial crisis. Immediately after the crisis, member countries increased additional financial resources to the IMF through agreements that were bilateral to obtain loans amounting to about SDR 170.000 million (about USD 250,000 million to current exchange rates). Policy analysis and advice focused on IMF To strengthen supervisory role the IMF undertook key initiatives to respond to a globalized and interconnected world. These initiatives were developed to modernize the legal role of supervision to include the effects of contagion (the time when the economic policies of one country can affect others), further analysis financial risk systems, enhanced assessment of the external positions of members and immediate responces to concerns raised by these latter countries. Unemployment levels soared affecting more than 200 million people worldwide and income inequality becoming unbearable in many countries, the IMF internally established a Working Jobs and Growth criteria, which recommended avenues and provided guidelines for improving the support given by the IMF to its members to achieve their goals in terms of development, job creation and income distribution. A reform of the governance structure of the IMF to better reflect the global economy .(Scott, 2009)The reforms of 2010 are based on the reforms on quotas and agreed in the post global financial crisis period.from the initiated reforms, 54 member countries were includes with China, Korea, India, Brazil and Mexico the countries that will benefit most from the largest increases. In the case of other members, including poor countries, there will be an increase vote numbers, which remains a percentage of the total cast votes. Impacts of financial crisis in different economies The impact of the international economic crisis will be felt in Latin America through two channels. The first, via trade flows, and second, via capital flows. To understand the vulnerability of the region from this point of view to the transformations that are happening globally, the first thing is to understand the structure of world trade and the role played by Latin America in this. Thus the cycle of global capital has led to the growth of private credit in Latin America. The highest levels of liquidity associated with capital inflows have led banks to significantly increase lending to the private sector at the highest rates globally, thus financing the expansion of domestic consumption. As expected, the increasing availability of credit is having significant effects on asset prices in economies in the region. In the case of housing prices must be at regional level during the period 2008-2010 increased at an annual rate of 15%. This growth rate is the highest compared to the emerging markets of Asia and Eastern Europe (IMF 2011). It is not surprising to find that in those countries where it has grown faster fastest credit growth is also recorded in housing prices. The recent collapse of real estate markets in the US, the UK and Spain shows the fragility and dangers of a rapid rise in property prices when this occurs in a context of expansion of credit, as is currently happening in the region. However, the effects are not confined only to housing. It can be seen how, after the impact of the crisis, the market capitalization in the region also continued to grow at a rapid pace(Shiller, 2008). With the exception of Mexico and Argentina, the capitalization of the stock values measured in dollars has doubled over the last two years in other countries. As in the case of capital flows, it is interesting to note the changes in the composition of the market capitalization. It is then clear that several economies in the region are all elements that characterize this financing scheme: high dependence on commodity exports with FDI increasingly directed to this sector; strong currency appreciation coupled with rapidly rising prices of financial assets; growth of external financing via short-term dollars through portfolio flows. In the same way that these elements have combined to drive growth in the region over the last period, making it appear that the risks have diminished, in the next stage of the economic cycle will combine to cause a rapid deterioration of the economic situation and financial. Proposed recommendations * Implementing regulation to credit to the private sector by financial institutions in order to control the rapid growth of household and corporate debt. * Coordinate the creation of a control system of capital at the regional level that would reduce the inflow of speculative capital to the region, with the aim of reducing the negative impact of such flows on the value of local currencies and credit. This system could be accompanied by the creation of a regional tax on financial transactions, which simultaneously serves to finance the activities of the South Bank. * Accelerate the implementation of the South Bank in order to fund regional programs to strengthen regional capacity, to reduce dependence on commodity exports currently plaguing the region. Strengthening regional integration would also create economies of scale required for the development of a manufacturing sector in different countries of Latin America. * Organization audit committees debt at regional level to allow for monitoring and surveillance mechanisms management of public debt. The objective of the audit is to implement a mechanism to control preventively the socialization of financial sector losses associated in a scenario of regional and international financial panic. Conclusions: The global financial crisis which was as a result of excess liquidity and a lack or poor regulations of the integrated international financial systems was taking toll on countries economy including Nepal. Unilateral actions by global institutions like the IMF and different governments were enforced to prevent collapse of world economies(Shiller, 2008). The banking and insurance sectors were the hardest hit, this culminated to reduced trade even in other sectors . 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